We offer a wide variety of credit services for our clients. Permanent Removals of derogatory accounts. (Collections, Charge-offs, Late Pays, Medical Bills, Inquiries, Public Records, Foreclosures, Etc). Credit Report Protection. Identity Theft Protection. Credit Education. Licensing opportunities. Stop Collection Calls. Credit Report Monitoring. When it comes to your credit reports, we do it all!!
As your credit specialist, our most important job is to review your credit history reports with you and to begin process of disputing negative inaccurate items on your reports. Our next important job is to give you recommendations to follow, which will help you to speed up the process, achieve a higher score and keep it. While we do our part, please read the following information and follow our steps and your score will start to improve quickly.
Re-establishing your credit is key to the credit process. While we are doing our due diligence to remove your derogatory accounts from falsely being reported, you need to focus on establishing new lines of credit.
We deliver the most professional and result oriented credit repair services in the country. With real time credit tracking of your credit reports, you'll be able to login to our software to monitor everything that is going on with your credit report. Every trade line, every dispute, all 3 credit bureaus. We run a full transparent credit program. So, the days of wondering if a credit repair company is actually working on your credit reports are over.
Boost Your Score
We have discovered a way to legally add positive history to your credit report. We do this by adding you as an authorized user to existing credit card accounts that have a long, perfect payment history, high credit limit, and little or no balance. When we add you as an authorized user to the credit card account, the credit card company will report the entire history for that credit account to your credit report, making it look like it has been there the entire time, which drastically and immediately improves your credit score.
When you use credit and credit cards wisely, you establish a good credit history by demonstrating to potential lenders that you are responsible and trustworthy.
With good credit, you have more financial options and opportunities. Your credit history is one of the most important factors banks will consider when you apply for a loan or a credit card. Building a good credit history makes it more likely you'll be approved for loans you might need to help you achieve your financial goals. Plus, many lenders offer better terms and lower interest rates to people with good credit histories.
Business Lines of Credit
Personal Credit Cards
Business Credit Cards
A credit score of 700 and above is an indicator that a person has established productive habits with their finances for an extended period of time. You pay your bills on time, you have had different lines of credit for at least a few years, and your debt-to-credit limit ratio is relatively on the lower side.
The average credit score in America is 689, according to the most recent data collected by MyFICO.com. A credit score between 700 and 750 indicates you are doing better than the average person, and you're rewarded for your efforts. You may not realize it, but you've set yourself up for financial success in both the immediate and distant future. As long as you take advantage of your credit score, you can enjoy the perks associated with good credit.